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We specialize in assisting buyers and sellers to assume existing mortgage loans, simplifying the intricate steps involved in the process.
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What is a Mortgage Loan Assumption?
A mortgage loan assumption is when a homebuyer takes over the existing mortgage of a property from the seller. The buyer essentially steps into the shoes of the seller and assumes responsibility for the remaining payments and terms of the original mortgage. The buyer gets qualified with the current loan servicer for approval of the assumption.
There are tremendous benefits for the buyer and seller to engage in a mortgage loan assumption. Please see the benefits tabs for more details.
The types of loans that are assumable are FHA, VA, USDA, and some Conventional ARM's. Not sure if your loan is assumable? Please check the "NOTE" that was in your closing package, or setup a free consultation and I can verify for you.
Why Choose Us?
We engage directly with the seller's current loan servicer to learn all the lender specific requirments.
We gather and provide essential information to potential buyers to avoid unnecessary delays.
We facilitate and advise the buyers throughout their journey to ensure a smooth closing.
We collaborate with real estate agents and closing attorneys to facilitate a timely closing.
We pre-screen buyers before submitting the application to the servicer.
Make the dream of homeownership a reality.
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Elevate Your Home Buying Experience
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Experience Seamless Transitions
Trust our dedicated team to facilitate smooth and efficient loan assumptions, ensuring a seamless transition between buyers and sellers.